If you are being harassed by a debt collector, please fill out the form below for an attorney consultation.

Are debt collectors:

  • Calling you or others continually?
  • Harassing, threatening, or lying?
  • Being otherwise unfair or abusive?

You could be entitled to money for the damages you've suffered if your debt collector is violating fair debt collection laws. YOU HAVE RIGHTS, don't be intimidated!


Do you think your fair debt rights are being violated by an abusive debt collector?

State and federal fair debt laws prevent debt collectors from using harassing, misleading, dishonest or unfair debt collection practices. These laws provide that victims of debt collector abuse can recover cash compensation from the collectors, and require the collectors to pay all your legal fees.

Would you like to learn more about how to sue a creditor or debt collector that has violated your fair debt rights at no cost to you?


Contact Information
First Name*
Last Name*
Phone: (999-999-9999)*
Preferred Contact Method:
Email:  
Preferred Contact Time:
State of Residence:*

Comments:



Fair Debt in the News

Collection News

Pa. Judge: Consumers Must Know Their Right to Challenge a Debt

A Pennsylvania federal judge Tuesday denied debt collector North Shore Agency Inc.’s motion to dismiss a putative clsas action lawsuit. The case alleges that North Shore Agency Inc. obscured language advising consumers of their rights to challenge their debts. In his opinion, U.S. District Judge Gene Pratter noted potential holes in the Fair Debt Collection […]

Tech Loc, Inc., American Collectors Association of Texas Educational Foundation partner to “Secure” an Education

TECH LOCK, Inc., a leading compliance and technology consulting company, announced that it will be donating ten percent of TECH LOCK’s gross paid service fee invoices derived from business conducted with American Collectors Association of Texas members to the ACA of Texas Educational Foundation. In recent years, significant awareness to compliance and risk to reputation […]

Disclosures Likely Necessary When Recording Cell Phone Calls to Consumers in California

The plaintiff alleges an invasion of his privacy and a violation of California Penal Code. Verizon's argument: the recording of the phone calls actually isn't a violation since privacy wasn't breached. The Court, however, appears to be siding with the plaintiff on this one, which could offer some operational clarity for collection agencies in one aspect of how they interact with consumers via cell phone.

Interactive Intelligence to Host “Pitfalls of TCPA” Industry Web Event

Interactive Intelligence Group Inc., a global provider of software and services designed to improve the customer experience, is hosting a no-cost Web event* titled, “The Pitfalls of TCPA and Its Impact on Your Business,” to be held Tuesday, April 29 at 11:30 a.m. Eastern time (EDT). Already attracting more than 650 registrants, this 75-minute webcast […]

CFPB’s Email Notification for Debt Collection Complaints Portal Still Working Out Kinks

Email notifications to collection agencies from the Consumer Financial Protection Bureau remain a hit-or-miss function of the debt collection complain portal. One the one hand: a recent fix ensured subscribers would receive emails only in the event of a new complaint or new activity on an existing complaint. Before, daily emails from the CFPB arrived […]

Bipartisan Plan to Privatize Tax Collection Hits Opposition

The study compared private collections and IRS collections during four consecutive six-month intervals. Taxpayer Advocate Service found that while private collectors collected more tax dollars in the first six-month period than the IRS, over time IRS collections were more consistent. Private collection agencies had six months of success, before drastically decreasing the dollar amount and percentage of available taxpayer dollars collected.

Using an Intermediary in a Third-Party Sale

Today’s blog post is from a good friend of mine, Patrick Carroll, who details the benefits of an owner using a professional intermediary to represent them in the sale of your business instead of going at it alone with a trusted attorney. I think he covers all of the valuable points that an experienced intermediary will bring into the sale equation.

LiveVox Presents A “Fireside Chat” With CFPB Examination Consultant, Joe Adams

LiveVox Inc., a leading provider of cloud contact center solutions for enterprise operations, announced that it has partnered with Joe Adams of The Hampton Pryor Group to host a CFPB compliance webinar for contact center executives.  Attendees will have a chance to catch up on the latest developments and get answers to their specific questions […]

Stanley to VP Role at ARM Tech Company

Ontario Systems, a leading receivables management technology and services provider, announced the promotion of Casey Stanley to Vice President of Marketing. Stanley rejoined Ontario Systems as Senior Director of Marketing almost three years ago, and has been responsible for developing and executing the company’s strategic marketing, communications, and lead generation strategies. “Casey has done an […]

Social Security Halts Collection of Debts Older than 10 Years

The Social Security Administration announced Monday that it will immediately stop efforts to collect on taxpayers’ debts to the government that are more than 10 years old. This means the SSA will no longer seize state and federal refunds from people who had relatives who owed money to the agency. While the SSA will no longer seize federal and/or state refunds to pay for government debts past the federal statute of limitations, this does not have any impact on other time-barred debts on a state-by-state basis.

Debt Buying

Payday Lenders Gaining Share of Debt Collection Complaints

In the first quarter of 2014, about 7.5 percent of debt collection complaints filed with the Consumer Financial Protection Bureau were against payday lenders. This past quarter was the first full quarter in which consumers could select payday loans as the debt type leading to the collection complaint.

Debt Buyers: The Search to Meet New Requirements in Debt Sales

The primary theme from our conversations with debt buyers over the past month is that inconsistency in the sellers’ response to current challenges is being translated into an inconsistent set of requirements being put upon buyers.

ARM Vets Charity Helps Single Dad Provide for His Daughters

ARMing Heroes, the collection industry's charity for military veterans, today shared the story of United States Navy veteran Rhyan Miller, a single father committed to doing whatever it takes to provide for his family.

Encore Capital Group Earns Certified Debt Buyer Designation from DBA International

Encore Capital Group, Inc. (NASDAQ: ECPG), an international specialty finance company, announced that it has earned the designation of Certified Professional Receivables Company (CPRC) after completing the prescribed requirements of DBA International's rigorous Debt Buyer Certification Program.

More Consumers Complain About Wrongful Debt Collection Attempts in Q1

In the first quarter of 2014, the percentage of consumers that filed complaints against debt collectors claiming that the debt in question was not theirs increased to more than 40 percent of all complaints.

Consumer Delinquencies Fall in Most Debt Categories in Fourth Quarter

Delinquencies for installment and home-related loans fell in last year’s fourth quarter as the economy improved and consumers conscientiously managed their finances, according to results from the American Bankers Association’s Consumer Credit Delinquency Bulletin.

How Do You Tell Your Staff You Are Selling Your Business? The Better Question Might Be When Do You Tell Them?

You finally determined the timing is right for a sale and you’re going to do it. How do you confront your staff about your intentions? Perhaps the more critical question to answer is not how but when.

Portfolio Recovery Names IR Director, Announces Expanded Credit Facility for Aktiv Kapital Deal

Portfolio Recovery Associates, Inc. (Nasdaq:PRAA), a financial and business services company operating in the U.S., Canada and the U.K., today announced that Darby Schoenfeld has been named director of investor relations. She will support PRA outreach to stock analysts and institutional investors.

UK ARM Firm Lowell Group Creates 60 New Jobs, Moves to Bigger Offices

Leeds, England-based Lowell Group, one of the region’s major employers, is creating 60 new jobs in the city.

Kaulkin Ginsberg’s Spring Research Fellows Program in Full Swing

Kaulkin Ginsberg, the leading consultancy and M&A advisory firm focused on the accounts receivable management (ARM) industry, is pleased to announce that its spring semester research fellows program, in conjunction with the University of Maryland, College Park’s Department of Economics undergraduate studies program, is underway.

Debt Recovery

Disclosures Likely Necessary When Recording Cell Phone Calls to Consumers in California

The plaintiff alleges an invasion of his privacy and a violation of California Penal Code. Verizon's argument: the recording of the phone calls actually isn't a violation since privacy wasn't breached. The Court, however, appears to be siding with the plaintiff on this one, which could offer some operational clarity for collection agencies in one aspect of how they interact with consumers via cell phone.

Interactive Intelligence to Host “Pitfalls of TCPA” Industry Web Event

Interactive Intelligence Group Inc., a global provider of software and services designed to improve the customer experience, is hosting a no-cost Web event* titled, “The Pitfalls of TCPA and Its Impact on Your Business,” to be held Tuesday, April 29 at 11:30 a.m. Eastern time (EDT). Already attracting more than 650 registrants, this 75-minute webcast […]

Economic Forecast: Consumers May Be in Better Shape to Pay Past Obligations

Let’s check in with a guy and his thoughtful mustache posing for his senior photo on the state of today’s economy! “The deleveraging of America is over.” Yay! “Or mostly over.” Oh? “And that’s good news and possibly bad.” ::frustrated sigh:: Robert J. Samuelson, a syndicated columnist, is trying to run through our Economic State […]

Phone Scammers May Presage Increase in Validation Notice Requests

As scammers get more and more sophisticated in how they steal money from unwitting consumers, a consequence for the collection industry may be a significant increase in the number of validation requests submitted by consumers.

Executive Change: Raymond Conta Joins Debt Resolve’s Board; Appointed SVP

Debt Resolve, Inc. (OTC: DRSV) announced today that Raymond A. Conta has joined the Company's Board of Directors effective March 13, 2014. Mr. Conta is a successful entrepreneur based in Westchester County, NY with businesses focused on healthcare billing and accounts receivable management.

Chase Debt Collections Continue to Fall

JP Morgan Chase’s annual 10-K report to the SEC reveals some critical details about the mega-bank’s debt collection practices. In 2013, JP Morgan Chase recovered $593 million of charged-off credit card debts, continuing a three-year trend of anemic debt recovery. In 2010, the country’s biggest bank recovered $1.37 billion from unpaid credit card bills it had […]

Reg E Authorizations Got You Down? Authorization Requirements for TEL Entry Transactions/ACH

One of the hot topics for the collection industry today is the new found awareness of the requirements the Electronic Funds Transfer Act and Reg E impose on one’s ability to accept and process single and recurring Automated Clearing House Network (ACH) payments or Telephone-Initiated Entries (TEL Entries). So what exactly is the problem? This latest blog from Ontario System's Rozanne Andersen walks you through it.

The One About the Australian Sex Tape, an Alleged Mobster, and Debt Collection

When Patrick asked me if I wanted to cover a story about debt collectors, Australia, and a sex tape I said, “Don’t even pay me for this one. The story is its own reward.” First thing: the whole saga is like a porn version of The Soprano, only with out the self-congratulatory patina that show […]

Get Insight Into Hiring the Best Collector Talent (Before Your Competition Beats You to It)

Hiring talented collectors: is it entirely luck? Or are there things hiring managers and CEOs can keep in mind to tip the scales in their favor? It’s a trick question: Of course there’s a science to this. And insideARM.com’s new webinar series, insideOperations, is taking a deep dive into how to hire the top talent […]

Free Webinar Examines the Compliance Landscape for 2014

December is a contemplative month: we take stock of what we did wrong. We make lists of what we’re going to do right. We drink a LOT of eggnog. Interactive Intelligence will be hosting the perfect webinar for your compliance questions: 2014 Predictions: Compliance Officers Examine the Collections Landscape. Moderated by insideARM.com’s own Mike Bevel, […]

 

Hosting and Legal Marketing by:
Hosting and Legal Marketing by AFC Legal Marketing