Alabama Fair Debt Collection Practices Act
The Alabama Fair Debt Collection Practices Act, together with other Alabama's consumer protection laws and the Federal Fair Debt Collection Practices Act, can help stop harassing phone calls and letters from debt collectors and creditors. These laws can also help stop creditors and debt collectors from contacting your employer, neighbors and family regarding your debt and, in some instances, even provide monetary damages to consumers who have been victimized by unfair debt collection procedures in the state of Alabama.
If your consumer rights have been violated by illegal or abusive tactics, contact a Fair Debt Lawyer today for a free case consultation. Owing a debt does not give a debt collector the right to treat you unfairly.
Alabama Debt Collection Statute
Alabama Fair Debt Collection Practices Act § 40-12-80. Collection agencies.
Each collection agency shall pay the following license tax: In towns and cities of 20,000 or more inhabitants, $100; in towns and cities of less than 20,000 inhabitants, $25. Each person who shall employ agents to solicit claims for collection from persons, firms, or corporations in the state shall be deemed a collection agency within the meaning of this section. This section shall not apply to any person who is excluded from the definition of the term "debt collector" under the federal Fair Debt Collection Practices Act, 15 U.S.C. § 1692a(6).
