Suffering from
Debt Collector Problems?
Seek Protection Under
Fair Debt Collection Laws,
Stand Up for Your Rights
and Fight Back!
Nearly all States have enacted Fair Debt Collection Statutes to regulate debt collection, these laws mirror the protections offered to consumers in the Federal Fair Debt Collection Practices Act. There are literally hundreds of different illegal tactics debt collectors use, contact a Fair Debt Lawyer now for a free consultation!
Just because you owe a debt, it doesn't give a debt collector or collection agency the right to treat you unfairly!
In addition to making bad debt collectors stop their collection efforts against you, Fair Debt Collection Laws and other related consumer protection statutes can provide victims of debt collection abuse monetary damages of up to $1,000.00! In certain cases, additional damages can be awarded to a victim for malicious misconduct or intentional harm caused by the debt collector. And the debt collector pays your attorney's fees!
If nasty, abusive, obnoxious and threatening debt collectors are calling you at all hours of the day and night, bombarding your cell, work or home phones with collection calls and voice mails, you CAN fight back. If your friends, family and neighbors are being contacted about your debt causing you unnecessary embarrassment, or if Zombie Debt Collectors are attempting to collect a debt from you that is outside the Statutes of Limitations in your state, you don't have to just sit back and take it. Even though your mailbox always seem to be full of a multiplying amount of collection letters each day, there could be an end in site.
Submit your debt collector problem to our directory of consumer protection attorneys for a Free Fair Debt Case Review!*
Consumer debts are covered by the Fair Debt Collection Practices Act. Consumer debts are generally defined as a consumer’s commitment to pay back money arising out of a transaction in which the money, property, insurance, or services (being purchased) are primarily for personal, family, or household purposes. Debts for parking taxes, income tax and alimony payments are NOT consumer debts.
What or who is a Debt Collector?
A debt collector is anyone “who uses any instrumentality of interstate commerce or the mail in any business, the principal purpose of which is the collection of any debts, or who regularly collects or attempts to collect, directly or indirectly, debts owed or due another.” The term also includes any creditor who, in the process of collecting his own debts, uses any name other than his own which would indicate that a third person is collecting or attempting to collect such debts.
Creditors may or may not be covered under Fair Debt Collection Practices Law, each state has its own statutes which regulate debt collection practices within its boundaries. Contact a Fair Debt Lawyer to find out whether or not a creditor is covered under your state’s debt collection laws.
A Fair Debt Consumer Lawyer, knowledgeable about Federal and State Debt Collection Laws can advise you of your rights. Since a debt collector may attempt many different tactics, it is difficult to determine on your own whether a violation has occurred, an experienced FDCPA attorney can evaluate your situation and advise you accordingly.
Who pays the Lawyer?
The Fair Debt Collection Practice Act provide for payment of attorneys fees BY THE DEBT COLLECTOR (or defendant) if you prevail. Fair Debt Collection Practices lawyers listed at this website will generally represent you at no cost to you*, so there is no reason to fight this battle alone!
Use our debt collections communications log to track all the collection attempts against you. Learn the call recording laws in your state to see if you can legally record your phone call with a debt collector. Use our site's cease and desist or dispute debt letters to assist in your efforts to stop collectors calls and letters and protect yourself from the predatory acts of unscrupulous debt collectors. Then read our debt collection glossary to learn the important terms and check out answers to Fair Debt FAQs for answers to those common questions!
Don't let Bad Debt Collectors get Away with Illegal Debt Collector Tactics, Make them Stop! You can sue a debt collector for the damages you've incurred as a result of their unfair, illegal tactics and they have to pay your attorney's fees if you win!
TAKE ACTION TO STOP YOUR DEBT COLLECTOR PROBLEMS NOW!
